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☛ Purina surprises horse rescue with feed gift 11-11–16



A Colorado horse rescue receives two tons of Purina horse feed to support rehabilitation and education programs.


Press Release from Purina
Nov. 11, 2016

A horse rescue in Fairplay, Colo., received a huge but welcome delivery on Saturday afternoon. Far View Horse Rescue was surprised with a donation of free horse feed from Purina Animal Nutrition.


The gift arrived during a volunteer and rescue appreciation event held at the 40-acre ranch near Breckenridge. Volunteers gathered to share stories of the team’s hard work and remember the countless horses saved and rehomed by Far View. During the event, the world-famous Budweiser Clydesdales, who have a longstanding relationship with Purina and are exclusively fed Purina feed, made a surprise visit to help Purina deliver the two tons of horse feed.


“To date, we have donated more than 800 tons of horse feed to help rehabilitate horses across the country through our sponsorship of A Home for Every Horse,” explains Purina Animal Nutrition Director of Lifestyle Marketing James Kinnear.  “We are pleased to offer this gift to Far View Horse Rescue and hope it helps the organization continue to make such a positive impact on the horses and volunteers involved.


Representatives from A Home for Every Horse were also in attendance. The A Home For Every Horse program helps connect rescue organizations to resources and people available to help. Far View Horse Rescue is one of more than 600 horse rescues across the United States impacted by the partnership between Purina and A Home for Every Horse.


“Every horse deserves a good home. When we can find new homes for rescued horses, it makes everything worthwhile,” says Page Van Meter, lead volunteer of Far View Horse Rescue.

“We couldn’t do all of this without the help of our youth and adult volunteers and the support of programs such as A Home for Every Horse and Purina Horse Feed.”


To learn more about feeding rescue horses, connect with Purina Animal Nutrition and A Home for Every Horse at, or Purina Horse Feed on Facebook and Twitter.


Purina Animal Nutrition LLC ( is a national organization serving producers, animal owners and their families through more than 4,700 local cooperatives, independent dealers and other large retailers throughout the United States. Driven to unlock the greatest potential in every animal, the company is an industry-leading innovator offering a valued portfolio of complete feeds, supplements, premixes, ingredients and specialty technologies for the livestock and lifestyle animal markets. Purina Animal Nutrition LLC is headquartered in Shoreview, Minn. and a wholly owned subsidiary of Land O’Lakes, Inc.


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☛ Dual Peppy moves to Babcock Ranch 10-4-16




By Rick Dennis
Oct. 4, 2016


Dual Peppy today!

In my opinion piece entitled “The Dual Peppy Saga,” dated Nov. 1, 2014, the article illustrates a highly publicized Colorado animal abuse case involving the NCHA World Champion Cutting Stallion Dual Peppy and his then owner Sherry Brunzell. Notwithstanding, the article includes other horses involved in the abuse case aside from Dual Peppy, e.g., cutting horses previously owned by NCHA Non-Pro World Champion Kay Floyd of Stephenville, Texas.


After an executed search warrant by law enforcement, Brunzell was arrested, prosecuted and convicted and a number of horses were seized by the State of Colorado – including Dual Peppy.


The seized horses were placed with a horse rescue in Colorado that cared for them throughout this ordeal with Brunzell being court ordered to pay the bill. At last information, Brunzell was appealing her conviction. For the record, this horse abuse case received National and International attention under the moniker “Justice For Dual Peppy.” For additional information in this case refer to the following link:

Click for Dual Peppy article>>

Today there is a new saga for Dual Peppy as he has been purchased by Jim Babcock, Sanger, Texas, one of the leading breeders in the cutting, reining and reined cow horse industry.



Dual Peppy came into this world in 1992 through the breeding genius of Greg Ward of the Ward Ranch, Tulare, Calif. Greg, a member of the NRCHA Hall of Fame, was well known in the reined cow horse industry as “The Master.” His accomplishments are scribed in the “Book of Legends” and his successes will be forever listed in the annals of history.


Dual Peppy was born at the legendary Ward Ranch in Tulare and was the second full brother in the four-brother creation by Greg Ward. These wonderful and famous creations are commonly known in performance horse circles as the “Dual Pep” line of horses.


The other full brothers include Dual Pep, Mister Dual Pep and Dually Pep. All four of the brothers are sired by Peppy San Badger and are out of the Ward Ranch mare Miss Dual Doc by Docs Remedy. Keeping it all in the family, Miss Dual Doc’s dam, Miss Brooks Bar, is another one of Greg Ward’s creations. Each of these brothers has become an icon in their own right in the performance horse industry.


After he sold Dual Pep, Greg realized he had formulated the “magic cross” with this match up of Peppy San Badger and Miss Dual Doc. Greg started breeding Dual Peppy at the age of 2 and his first foal, Dual Train, was another magic cross for Greg and later became the foundation mare of my reined cow horse training facility in Louisiana – the Wind River Ranch.


Dual Train is by Dual Peppy and out of Nics Train by Reminic. Reminic is still another legendary Greg Ward creation. Reminic is by Docs Remedy and out of Fillinic, the Ward Ranch’s legendary foundation and Hall of Fame mare.


Dual Peppy was broke, trained and shown by Greg Ward and the pair accumulated a successful money-earning show career. In 1998, Dual Peppy was sold to Colorado purchasers Rick and Sherry Brunzell and Dual Peppy was transported to Jim Babcock at the Babcock ranch in Texas where he was successfully shown. Later Dual Peppy was transferred to the Kay Floyd training facility where he was shown in NCHA cutting events by Glen Blankenship under the watchful eye of Floyd. The cutting team accumulated an NCHA World Championship Cutting Horse title.



Sire records reveal Dual Pep is the No. 7 all-time leading cutting horse sire with offspring earnings in excess of $19 Million, Dual Peppy has offspring earnings in excess of $700,000, Mister Dual Pep has offspring earnings in excess of $1,611,109 and Dually Pep is standing at stud in Brazil.


The uniqueness with this line of horses is their ability to traverse and master the three disciplines required in the NRCHA events: reining, cutting and cow horse, as well as other specialized disciplines. Also, they have all become prolific sires in the performance horse industry.


Other Ward Ranch stallions include the No. 6 NRCHA leading sire Just Plain Colonel, with foal earnings of $1,581,453; NRCHA Hall of Fame inductee Master Remedy with foal earnings in excess of $756,000; Smart Lil Pepinic, with foal earnings in excess of $1,319,543 and NRCHA No. 4 leading sire; NRHA Hall of Fame Inductee Boomernic, with foal earnings in excess of $1 million, Hall of Fame Inductee Reminic, with foal earnings in excess of $3,800,000. Overall, Greg and the Ward Ranch produced five million-dollar sires and five Hall of Fame inductees – including Greg himself, who is in the NRCHA Hall of Fame. The Ward Ranch is still the second leading breeder of reined cow horses with $2,422,280 in lifetime earnings.


Fillinic is in the AQHA Hall of Fame, Master Remedy is in the NRCHA Hall of Fame, Boomernic is in the NRHA Hall of Fame and Dual Pep is in the NCHA Hall of Fame.




Dual Peppy shown today in his new stall at the Babcock Ranch.

From the Ward Ranch, I trained and participated in NRCHA events for three years riding and promoting my own stock: Nic Chex and Dual Train. While competing in these events, I had the opportunity of observing a myriad of horses competing in the NRCHA West Coast events that came from breeders around the country. Having had stock participating in and in the finals of every NRCHA event, I was appreciative of the fact each show was a meeting of the best horsemen and best horses striving for a coveted Championship title.


Aside from the coveted GW brand, the next brand I became familiar with was the Babcock Ranch brand.  First hand, I saw offspring of the legendary Smart Chic Olena being shown by some of the best trainers in the industry. One of the things that entwines all three of us is the fact that Greg bred, trained and showed Reminic; I owned and had a son of Reminic competing in the NRCHA West Coast events and Reminic later stood at stud at the Babcock Ranch.


However, Reminic wasn’t the only Greg Ward creation wearing the coveted “GW” brand that eventually gravitated to the Babcock Ranch. The other two are Mister Dual Pep and now Dual Peppy.


Greg’s theory with Reminic was that he wanted to send his creation to Texas to improve his breeding capability. Thus, respecting and having confidence in Babcock, the transfer was made and the rest is history. I’m sure if the truth were known, Greg is smiling down from heaven and approving the Dual Peppy transition to Jim and the Babcock Ranch, if not for one reason. Dual Peppy was Greg Ward’s favorite horse. In the evenings, Greg and Dual Peppy enjoyed roping steers at the ranch after training was over.


Unfortunately, the entire horse industry lost a legend when it lost the four-time NRCHA Snaffle Bit Futurity Champion, to cancer on Dec. 6, 1998 at the age of 63. Just two months earlier, Greg had claimed his fourth NRCHA Futurity World Championship with an inspirational performance, while visibly battling the illness that would kill him only months later. He was showing Reminics Pep, a fourth-generation NRCHA Futurity Champion he had raised. He handily won the event with a 12-point lead over the second-place horse.


For the record Babcock is a successful breeder of performance horses. The May 15, 2016 statistics published by Quarter Horse News, show Babcock as the fifth leading breeder of all time in the cutting and reining industry, with total earnings of $994,831 – cutting  $148,823 and reining $846,008. In the Oct. 15, 2016 Reined Cow Horse issue of Quarter Horse News, listing Equi-Stat Lifetime Reined Cow Horse Statistics, Babcock was also fifth, with reined cow horses he bred earning $854,106.


Babcock said that stallions he owned, showed or stood as breeding stallions at his Texas Babcock Ranch during the past 47 years included Smart Chic Olena, Reminic, Trashadeous, Cowboy Smarts, Paid by Chic, Lucky Little Lena,  Mister Dual Pep, Ima Chairman, Elans Playboy, Chic Please, Peppy Badger Chex, Bueno Fritzinic, Bristol Pep, Lenas Wright On, Lenas Sugarman, Steady Tradition, Talk About Smart, Smart Peppy Doc, Smart Peppy Lena, HB Instant Choice, Royal Blue Quixote, Bar Passer, Poco Ray Mount, Two Eyed Request, Scorps Mister Tuffy, Bonanza Scorpion and  Mito Commander, Top Impressive, Dynamic Deluxe,  Aguila Baron, Dealin Dirty, Start Me A Tab, Smart Equalizer, Boomernic, Deluxe Doc Smoke and Elan Dynabid.


According to Babcock, he and the Babcock Ranch have also owned many great mares including Cowgirls Are Smart who won the NRCHA World’s Greatest Horseman title; A Captive Heart, AQHA World Champion Cutting Horse; Boons Holly Bar, AQHA World Champion Cutting Horse; Playboys Sugar Baby; AQHA Reserve World Champion Cutting Horse; Docs Michelle, AQHA Reserve World Champion Cutting horse and Jenny Montana, AQHA World Champion Cutting Horse.


During 2017 Jim and the Babcock ranch will be standing Heaven Sent Chic, Define Good, El Senor Red, New Addition and another Greg Ward creation Dual Peppy.



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☛ RFD-TV’s “The American” returns to AT&T Stadium 8-26-16

Posted by on Aug 26, 2016 in BREAKING NEWS, HORSE NEWS, RODEO & BULLRIDING NEWS, WHO, WHAT & WHERE | 0 comments





Press Release from RFD-TV
Aug. 26, 2016

RFD-TV founder and owner, Patrick Gottsch and Sean Gleason, CEO of the PBR, recently announced a long-term three-year plan for The American rodeo event, which returns to AT&T Stadium in Arlington, Texas, on Feb. 19, 2017. The agreement with the PBR and the Dallas Cowboys Stadium ensures the future of the world’s richest one-day rodeo event. The American, known as the word’s richest one-day rodeo, features pro athletes competing alongside amateur cowboys for a prize purse worth more than $2 million. Prior to the Finals, the American Semi-Finals, will be held on Feb. 15-17, 2017 at the Stockyards in Fort Worth, Texas, and includes a purse of almost $500,000. The three events will continue to make history with record-breaking payouts totaling around $3 million and offers athletes a chance to make the kind of winnings they don’t often see in other professional rodeo and bull riding competitions.


“It started three years ago with the great idea to have the richest one-day rodeo … with all the champions in one place. We had a great three-year run and we’ve always had a good relationship with the PBR, but they’ve really stepped it up now with Randy moving on with Garth Brooks. A three-year agreement with the PBR and The Dallas Cowboys for AT&T Stadium is a big deal for us,” said RFD-TV Founder and Owner Patrick Gottsch. “I see this event evolving to make this event a destination place to enjoy western sports. This is our biggest day of the year and we want to expand and improve that. With PBR’s involvement, I’m confident that we can do that.”

Sean Gleason, CEO of the PBR said, “It’s a big weekend in Texas. You’re guaranteed to see the best cowboys and bull riders in the world in every discipline. The Iron Cowboy had been around for seven years before we added The American. The American just made it a destination event … something really unique and special. The Iron Cowboy is one of our major events and one of the most important stops in the [PBR] tour. Adding The American to the event just blows it up. It’s a must see event now for everybody.”

Since its debut in 2014, The American has invited the top 10 rodeo athletes in the world in seven events to compete at the home of the Dallas Cowboys. With this unique “open” format, anyone can qualify for this prestigious event through a series of qualifiers in partnership with five sanctioning organizations. The partner organizations include Professional Bull Riders (PBR), United States Team Roping Championships (USTRC), Ultimate Calf Roping (UCR), Better Barrel Racing, and World’s Toughest Rodeo.

Official ticket sales begin on Aug. 26 and start at $20. For a limited time, pre-sale tickets can be purchased using the promo code: BULL. The PBR and The American are also offering a discount combo ticket for both events with a savings of up to $50 on the weekend event. All tickets can be found on or by calling (800) 745-3000.

For more info about RFD-TV’s The American, please visit


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☛ Today’s News 8-19-16




Aug. 19, 2016




LIVINGSTON PARISH, LOUISIANA, August 19, 2016 —American Humane’s renowned animal rescue team is rushing to the Baton Rouge area to help animal victims of the historic flooding, supported by two of the organization’s 50-foot rescue vehicles, which are traveling a combined 2,000 miles to the stricken area.

The deployment of the giant emergency vehicles, a team of seven trained emergency responders, and a veterinarian comes at the request of the Humane Society of Louisiana, which is assisting the government of hard-hit Livingston Parish, where 75 percent of the homes are reported to be destroyed.


The American Humane team’s mission will be to assist and conduct field rescue of animals, provide much-needed care and medical attention, take animals to the established emergency shelter, and relieve overworked staff at the Humane Society of Louisiana. Conditions are expected to be dire. Reports indicate that while the floodwaters are receding, a number of roads remain closed, and there are limited water and food options. Living conditions will be arduous, working in both water and ground environments, and the rescue team will be living in the trailers on bunks and cots.

The giant, 30,000-pound rescue trucks, which left their bases in Oklahoma and Pennsylvania, will be arriving today and tomorrow. Each carries supplies and equipment to shelter up to 100 animals.


“Our hearts go out to the people and animals of Louisiana,” said Dr. Robin Ganzert, president and CEO of American Humane. “Fortunately, our animal rescue team is well-trained and well-qualified to handle this kind of emergency. Help is on the way!”

Operations will be based at 13525 Florida Blvd, Livingston, LA 70754.



About American Humane and its animal rescue program  

American Humane is the country’s first national humane organization, founded in 1877. Its animal rescue program was created in 1916 at the request of the U.S. Secretary of War to rescue war horses on the battlefields of World War I Europe.  Since then, it has been rescuing animals of every kind and have been involved in virtually every major disaster relief effort from Pearl Harbor to 9/11, Hurricane Katrina, the Joplin, Missouri and Moore, Oklahoma tornadoes, the Japanese and Haitian earthquakes, and Supestorm Sandy. For more information or to support rescuing animals in need, please visit





$10,000 TOWARD $50,000 GOAL TO GELD 500 HORSES


(Washington, DC) – The American Association of Equine Practitioners (AAEP) Foundation has awarded the Unwanted Horse Coalition (UHC) a grant of $10,000 to support expansion of the Operation Gelding program.


Operation Gelding provides funds and materials to help groups nationwide organize low-and no-cost clinics for owners who might not otherwise be able to afford to have their stallions castrated by a certified veterinarian.


“By gelding a stallion, the UHC aims to prevent unintentional and overbreeding, thereby reducing the number of unwanted foals,” says Dr. Doug Corey, UHC Chairman. “Castration will produce a calmer horse that is more ridable, trainable, salable, and adoptable, which means he will have a better chance of living a long life as a ‘wanted’ horse in a second or third career.”


The UHC approved an expansion of the program this past June, which will increase funding from $50 to $100 per horse gelded and offer a voucher option to help those with transportation or other issues. These changes will go into effect January 1, 2017; however, funding is still available for clinics in 2016.


“Not only do we plan to offer double funding to hosts clinics, but we want to double the number of horses gelded last year; a lofty goal indeed,” shares UHC Director, Jennifer Purcell. “Funding for Operation Gelding comes solely from donations and grants like this one from the AAEP Foundation. We are grateful for AAEP’s continued support of the UHC’s programs. They were one of the founding members of the Coalition eleven years ago, and remain actively involved today.”


Since its inception in 2010, Operation Gelding has supported 107 clinics in 29 states, resulting in the castration of 1348 stallions, and the reduction of many more unwanted foals.


To help the UHC prevent horses from becoming unwanted, consider supporting the Operation Gelding program by hosting a clinic in your area or sending a tax-deductible contribution to the American Horse Council Foundation. Contact Jennifer Purcell at or visit the UHC website ( to learn more.


The Unwanted Horse Coalition represents a broad alliance of equine organizations that have joined together to educate the horse industry about the unwanted horse issue.







(Washington, DC)- The American Horse Council Foundation is seeking to update the Economic Impact Study of the Horse Industry in 2017.


The 2005 Economic Impact Study documented the economic effects of the racing, showing, recreation and other segments of the horse industry. It established that the horse industry in all its segments, including racing, showing, and recreation, had a $39 billion effect on the US economy, involved more than 4 million Americans and 9.2 million horses, and supported 1.4 million full-time jobs.  The study also provided invaluable demographic data and insights into professions and other industries that are impacted by the equine ownership.


The study has proven to be extremely helpful to the industry’s efforts in Congress and state legislatures and in documenting its size and diversity to the public, press and media.


The 2017 Study will include expanded demographic information to include the impact that youth involvement has on the industry, as well as a more in-depth of analysis of all segments of the industry—such as rescues and sanctuaries, and therapeutic riding centers.


“The 1996 and 2005 studies gave insight to an industry that operates in every corner of the country and contributes greatly to the American economy and culture,” said Julie Broadway, President of the AHC. “We are looking forward to updating this information to continue to be able to educate not only Congress and state legislatures, but also the industry itself as well.”


If you have any questions or would like to contribute to the update of the national study, you can make a tax-deductible contribution to the American Horse Council Foundation.  Please email or call the AHC at 202-296-4031 with any questions.






By Jacob Holzma and Colby Burdick for The Eye

A push to expand horse racing in Massachusetts was all but put out to pasture. In a unanimous vote, the five-member state gaming commission rejected a proposal from the newly formed Massachusetts Thoroughbred Horsemen’s Association to use $1.1 million of the state’s Race Horse Development Fund to repair and operate a Brockton track that has been closed since 2001.


“We have agonized over this, but we have a responsibility to use taxpayer money wisely,” commissioner Gayle Cameron said.

The vote came after commissioners questioned whether they had legal standing to grant funds to refurbish and operate the old track. Chris Carney, whose family operates the track at the Brockton Fairgrounds, said the vote meant there would be no races this year.


“I think we’re going down in flames,” Carney said.


The move is the latest in a two year-long saga over how to spend more than $20 million a year derived from a casino tax that is dedicated to horse racing. The vote likely means that six days of racing, at Suffolk Downs will likely be the only thoroughbred competition in the state this year.


Since Suffolk Downs said it will redevelop its land in Boston and Revere two years ago, various factions have been embroiled in infighting, legal action and mudslinging over bids to establish regular racing again, supported by the special casino tax.


The gaming commission did approve allocating $2.5 million from the racing fund on purses — the money that goes to winning horses – if the new racing actually does take place in Brockton.


Horse breeders hurting

The commission also okayed $400,000 for training and stabling and $262,000 for the new racing group for administration expenses if Brockton racing takes place. But the commission rejected a long list of other funding requests from the group, including the critical money needed to fix up the track. The state gaming commission has said the track would have to pass safety tests before racing would be authorized.


The leader of the New England Horsemen’s Benevolent and Protective Association, a longer-established group of horse owners and trainers, said he was befuddled by the commission’s decision.

The commission “never asked who the owners were of this group” or “who the trainers are” or “how many horses were racing,” said Anthony Spadea Jr., president of the New England Horsemen. “How do you give away $3.1 million of state taxpayer money” without asking those questions, he said.


The new thoroughbred group split away from the older group last year.


William Lagorio, president of the new horse association, said the rejection of development funding for Brockton was going to hurt Massachusetts.


“It’s livelihoods, it’s farms, it’s jobs, it’s breeding,” Lagorio said. “People are going broke, losing their houses and losing their farms. This was our savior for them, it was a lifeline for them.”


The Race Horse Development Fund was created in 2011 after being quietly inserted into the state’s gambling expansion bill to help foster and support the state’s horse racing industry. Nineteen other states have similar funds.


The fund has raised $23.7 million so far from casino taxes. However, a recent review of the fund’s work by The Eye and WBUR public radio found few gains in horse breeding or racing days.

Lagorio said that the group is not giving up.


But without the development funding, Carney said that this will be his family’s last time around the bend, and it won’t be won’t be applying for any more racing days.


“Thoroughbred racing in Massachusetts will be extinct,” Carney predicted. He said the commission will likely continue to put more money into less- popular harness racing, where buggies are pulled by standardbred horses. There is one harness racing track in the state, in Plainville.

Beth Daley contributed to this report.







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☛ Dakotah Lindsey Harrell arrested for second felony 7-28-16




By Glory Ann Kurtz
July 28, 2016


Dakotah Lindsey Harrell, 28, Whitesboro, Texas, was booked into the Cooke County, Texas, jail on March 10, 2016, and arrested for theft of up to $300,000 on a warrant filed by Miller Wade Smith, Geary, Okla. With bond set at $50,000, she was released on March 11 after bail was posted.


On Friday, July 22, Harrell was again arrested, this time for theft of property in the amount of $50,000 on March 10-11 from another cutting horse owner Dale R. Koller, Bethlehem, Pa.  At the time of the theft, Harrell was working for Wilson. She posted a $5,000 bond the day of her arrest.


Charges on both Harrell’s arrests included systematically stealing money from Smith’s and Koller’s bank accounts through Internet transactions over the past four years while she was working for cutting horse trainer Merritt Wilson, Whitesboro, Texas. Harrell’s Facebook page shows she was an assistant trainer at Wilson’s training facility.


Following the first theft, Harrell was charged with Texas Statute 31.03(7) a felony of the first degree if the value of the property stolen is $300,000/$200,000 or more. The second theft was theft for property up to $300,000, also a felony. Harrell has now been charged with two felonies within four months.


The first arrest required a grand jury indictment, which was originally scheduled for May 11, 2016, with Assistant District Attorney Lisa Decker. However, for reasons unknown, the grand jury hearing was put off until Friday, June 24. At that time, an arraignment hearing, where Harrell will be allowed to plead guilty or not guilty, was set for Aug. 12, 2016 at 1:30 p.m.  No date has yet been set for Harrell’s indictment on this latest theft case.


Smith and his wife, Tresa, are involved in the cutting horse business, with Smith showing as a Non-Pro in NCHA competition. Also a vested-interest partner in the business is Wade Smith’s mother, Jimmie Miller Smith, also of Geary.


Koller is a partner with Keith Feister of Brightstone Ranch Stallion Services, Gainesville, Texas, in the ownership of Sophisticated Catt and Palo Duro Cat, full brothers by High Brow Cat out of Shania Cee.


Click for copy of Harrell’s second arrest>>

Click for copy of Harrell’s first arrest>>

Click for copy of Harrell’s Facebook page>>

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☛ How to make safe banking transactions online 7-26-16




By Rick Dennis
July 26, 2016


In my last article Keeping Your Finances Secure When Paying Horse Training Facilities, dated July 11, 2016, I discussed the steps necessary to practice secure and safe banking practices when issuing checks for services rendered. In this article, I will expand on safe-banking practices by providing a tutorial on conducting safe-banking business on the Internet.


As a Certified Protection Professional (CPP), my job is to provide my customers with an overview of their existing banking practices as well as providing necessary upgrades when deficiencies are found during a Risk Analysis. Internet banking is becoming a commonplace practice that provides enhanced banking opportunities for those living a busy lifestyle. If performed correctly, it’s a welcome addition to our busy lifestyles, but if performed incorrectly, it can be hazardous to your finances.


I, for one, am an avid user of Internet banking practices, which I find indispensable in running the daily financial needs of a busy company as well as the needs of a busy executive. Instead of having to go to the bank to deposit checks, I can deposit them anywhere in the U.S. with the aid of a cell phone. Instead of having to go to the bank to make account transfers, I can simply use my smart phone and my banks app to move money from account to account. A bank’s ATM’s make access for deposits and withdrawals. I can use my bank’s app to regularly check on my bank accounts or receive alerts from the bank signaling suspicious activity on either a bank account or my credit card.




Prior to using the Internet for banking practices, use common sense guidelines to steer you correctly such as:


1.         Check with your bank and ascertain whether or not the bank even offers internet banking practices.


2.         If your bank offers safe Internet banking practices, ask whether or not their system is encrypted. In cryptography, encryption is the process of encoding messages or information in such a way that only authorized parties can read it. Encryption does not in itself prevent interception but denies the message content to the interceptor. In an encryption scheme, the intended communication information or message, referred to as plain text, is encrypted using an encryption algorithm, generating ciphertext that can only be read if decrypted.


3.         Whether you’re using a home computer, laptop or smart phone, the first step is to download anti-virus protection for all devices. If you’re connecting to the Internet at home using wifi or cable networks, via a modem or on the road, using your smart phone via wifi hot spots download security programs for your computers or an app for your smart phone that will provide you with a secure Virtual Private Network (VPN) experience.


4.         Once you’ve installed the necessary safety programs for your computers and app for your smart phone or tablet, go online and set up your Internet banking account using a user name and password. Safeguard this information at all times and never allow your computer to remember them to prevent unwanted access to your bank account. The same applies to your banks ATM access codes.


The final step is to download the bank’s app for your smart phone, android or Apple device.  If you’re using a tablet, you must perform the same safety precautions you’ve used for your smart phone.  After all, a tablet is considered a phone with its own telephone number.


5.         MODEMS




Another good recommendation is to use the features included in modern security suites that can run your browser in a safe box that’s isolated from the rest of the operating system and make it harder to intercept what you are doing. Some security products also encrypt the traffic that goes through that safe box, thus making it harder for others to intercept your web traffic.


Many people also use a mobile Internet modem to connect when they are on the road. Using this connection is much safer than using some free wifi you know nothing about. If you can choose between the two, always make financial transactions via the Internet modem.


6.         If your using your smart phone or tablet to conduct internet banking, NEVER initiate or perform these services using the built-in 4G/LTE phone browser.  Always use the bank’s designed app that comes fully encrypted. This provides a much safer banking experience. Pay attention to your phone’s browser alerts which notifies you of any unwanted intrusions or hacking attempts of your system.




One of the safest solutions to issuing checks to pay reoccurring bills is to allow the bank to do it for you. One of the best conveniences of Internet banking is to simply set up a check payment plan with the bank. By setting up this system, the bank writes and sends the checks and in turn sends you an alert that the check is in the mail. Normally this type of checking convenience is free of charge. Check with your bank for any costs you’ll be charged for using this secure banking practice.




Whether you’re using a wifi service, a modem at home for Internet connection using an Internet Service Provider (ISP), your smart phones LG/LTE service or a dish service, it’s imperative for you to maintain and install security updates for each system when required.


Normally your smart phone apps are automatically updated; however, some security suites for computers require you to either manually update or set your computer to automatic updates. Either way, your security system is only as good as the updates allow it to be, which is accomplished by supplying it with the latest spyware and malware security information. Hackers are designing new infiltration programs on a daily basis. Stay abreast of these attacks with a secure and up-to-date security system and enjoy safe internet banking practices.


“Until Next Time, Keep Em Between The Bridle!”


Richard E. “Rick” Dennis (CPP)

Managing Member

Wind River Company LLC

Office/Mobile – (985) 630-3500


Web Site:





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